Cash Advances the Easy Way with EZ Money Check Cashing

Almost everyone has been in a tough situation when it comes to money. It can feel overwhelming if you are still days from your next payday and you need cash quickly for unexpected bills or expenses. EZ Money Check Cashing is here to help St. Joseph residents with our cash advancement services. Also known as paycheck advances or payday loans, a cash advance could be the solution to your short-term financial needs. Get pre-approved for a cash advance fast by applying now!

What is a Cash Advance?

A cash advance is short-term non-collateralized loan intended to help make ends meet from one paycheck to another when unexpected expenses or larger-than-expected bills come up. The benefit of a cash advance is that you can pay bills on time without worrying about issues like late fees or service disruptions.

We understand that you are in an urgent situation, so our team works fast to ensure you get your cash advance quickly and easily.

Are There Different Types of Cash Advances?

There is more than one kind of cash advance you can get from EZ Money Check Cashing. We have different types of fees associated with them and different expectations on how or when they will be paid back.

At EZ Money Check Cashing, we offer payday loans and installment loans to get you back on your feet with competitive interest rates. Our number one goal is to help you get out of your financial bind, so we will work with you to get you where you need to be.

Payday Loans:

These cash advancements at our St. Joseph office are designed to help bridge the gap between paychecks or cover an unexpected expense. They are typically required to be paid back on your next payday, so they are not meant to go more than a month without being repaid. These types of cash advances are beneficial when you are in quick need of financial relief between paydays and typically range anywhere from $50 to $500.

Installment loans:

For customers that need a more significant amount of money, our St. Joseph team offers short-term loans with installment plans. These loans are broken down into scheduled payments over a longer period of repayment time than your typical payday loan, which gives you more flexibility. These types of cash advances typically range from $100 to $1,500 with 12 to 18 month repayment terms.

Why Get a Cash Advance with EZ Money Check Cashing?

Our St. Joseph cash advancement team at EZ Money Check Cashing makes the process simple for you. In most cases, we can approve your cash advance the same day you apply and send you on your way with cash in your pocket.

You will get the personalized attention you deserve with quick and friendly service. Our application process is simple, and our team is here to make sure you understand and are comfortable with every step.

How Do You Get a Cash Advance?

We work hard to make sure that getting a short-term cash loan in St. Joseph and the surrounding areas is as easy as possible. The process starts with an application. It normally takes a few minutes to complete and requests some basic income and personal information which will help determine how much money you are able to receive. Loan amounts and fees vary by state so our team at EZ Money Check Cashing will help explain what you can expect.

How soon can you get a cash advance?

When you visit our EZ Money Check Cashing store the entire process from application to receiving your loan can be as quick as 15-30 minutes.

Get a head start with an Online Application to not only save time but to also learn if you have been pre-approved for a cash advancement in St. Joseph.

Our online application process can be completed in just a few minutes. The information we require from you includes:

Valid identification
Personal information like phone number, address, and email address
Income information including pay frequency, net pay, and gross pay
An open and active checking account

We’re here to help make this easy. If you have any questions about our cash advances or our online application, please contact our short-term cash loan advisors in St. Joseph today.