How do Online Loans from EZ Money of St. Joseph Work?


We are so happy that you’ve chosen to apply for an online loan with EZ Money in St. Joseph! We offer a time-saving online application process that can be completed within minutes on our website.

Receive Pre-Approval

We understand you need cash fast, so that’s why we’ve made our process quick and painless. Our customers receive pre-approval within seconds of completing the application. Easy as that!

Sign Your Documents

You’re almost ready to receive your cash! All you have to do now is provide an electronic signature (e-signature) to indicate you’ve read all of the paperwork with specific criteria from your state and other loan agreements.

Receive Your Cash

Just like that, your cash will be deposited directly into your bank account in as little as the next business day! Now you can pay those bills or take care of those unexpected expenses, worry-free.

Find a location

Online Installment Loans

Installment loans are intended to provide financial support to people with large bills or unexpected expenses. Installment loans give you more time to pay off the loan with a flexible repayment schedule, making them more affordable. Unlike brick-and-mortar banks, we don’t rely on your credit score to qualify for a loan. The application process is simple and doesn’t require a perfect financial history.

*Installment loans are only offered to our Missouri customers.

Online Payday Loans

Our payday loans offer a quick solution for financial relief between pay periods. One of the most significant benefits of a payday loan is that the approval process is simple and does not require a lot of information. Our team is here to walk you through the entire process to answer your questions and put your mind at ease. Payday loans are often needed in urgent financial situations, and our team works quickly to get you on your way.

Online Loans in St. Joseph
Apply Anytime, from Anywhere

At EZ Money in St. Joseph, we are passionate about helping people get out of financial trouble. With more than half of Americans just one missed paycheck away from a severe financial crisis, we are proud to offer online loans from the convenience of your computer or smartphone. Plus, we make the application process clear and simple. All you do is fill out our online loan application, receive pre-approval within seconds, provide an e-signature, and your cash is deposited into your bank account within the next business day. It’s that easy!

*Online loans are only available in North Dakota and Missouri.

Online Loan Options IN St. Joseph

Choosing an online loan can be an intimidating experience for some. With so many lenders providing different options for online loan services, selecting a loan provider can be pretty overwhelming. The team at EZ Money in St. Joseph wants to make your online loan experience as easy as possible.

There are different types of online loans that you can apply for, and each type comes with their own terms and conditions (loan availability varies by state):