Installment Loans

An installment loan can provide quick financial relief and also comes with the benefit of a longer repayment timeframe.

If you’re in need of a larger loan amount or need longer to repay, an installment loan is a great way to get out of a financial bind.

Installment loans typically allow for a larger amount to be borrowed and come with a flexible repayment schedule, whereas a payday loan is required to be paid back by your next payday.

When you’re in need of quick financial relief, our installment loans are a great solution. The longer repayment schedule gives you flexibility and avoids the stress of a quick repayment. We are always upfront and honest about the repayment schedule so that you know exactly what’s expected and there are no surprises.

Have a less than perfect credit score? No problem. At EZ Money, we don’t rely on your credit score. Other banks or financial institutions typically put a lot of weight on your credit score to determine how much you are able to receive.

Our application process is quick and simple, and we don’t rely on your credit score.

Our goal is to relieve you of financial stress, not add to it. We’ll make sure you’re set up with an appropriate amount and a repayment schedule that you can easily handle.

Unlike larger traditional loans, installment loans are also collateral-free and only require a simple application to verify some information about yourself.

Our team at EZ Money will work with you every step of the way to make sure you understand the entire process for installment loans.

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Should I Get A Payday Loan or Installment Loan?

Both payday loans and installment loans are a quick and easy way to get you out of a financial bind and get cash in your pocket. Depending on your situation, one type of loan may be a better option for you than the other.

Payday loans are often smaller amounts of money that are usually required to be paid back to the lender by your next payday. They are typically best for when you’re in a tight pinch between paychecks.

Installment loans are best when you need a larger amount of money to cover bigger expenses. These loans are usually a larger amount of money and can be paid back over a longer period of time with scheduled payments, giving you flexibility.

While installment loans offer longer repayment schedules, they should not be confused with a traditional long-term loan. Installment loans are still meant to be used as a quick loan to get you out of a bind, but they are more flexible with repayment compared to a payday loan.

Still not sure what option is best for you? Don’t worry, our staff is here to help you evaluate your options to determine the one best-suited for your unique circumstances.

Why Choose EZ Money for Your Installment Loan

Our online installment loans make it easy for you to get your money quickly and they come with clear repayment schedules to keep you on track.

We’ll look at your budget and your personal financial situation to determine the right amount for you. When you work with EZ Money, you’ll get one-on-one support from one of our representatives and will be able to find a plan that’s right for you.

Unlike larger traditional loans, we can process your application very quickly without your credit score or other detailed financial information.

All we need from you is the following information:

  • Valid identification
  • Personal information like phone number, address, and email address
  • Income information include pay frequency, net pay, and gross pay
  • An open and active checking account

Our online installment loans are available for residents in Missouri. Easily apply through our online application process and work with our team to get your installment loan as quickly and easily as possible.

We want to help you make the right choice and find a loan amount that is right for you based on your income. It’s important to find an appropriate amount that you can comfortably afford. Contact us today and we’ll help steer you in the right direction.

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